Eric Chin has over 9 years of business and operational management experience in credit reporting industry. Prior to this, he was with Credit Bureau Malaysia as the COO and played a pivotal role in establishing the first SME credit bureau in the country. Eric possesses extensive knowledge and expertise in credit rating services, credit scoring and business analytics. He also has deep insights of the banking industry through 15 years of working experience in business process improvement and technology consultancy, gained from assignments in various leadership roles with multinational conglomerates. Eric has a Bachelor Degree in Economics from Universiti Kebangsaan Malaysia (UKM), majoring in Industrial Economics.